Glossary term
Non-standard insurance
Non-standard insurance: The market segment for drivers with violations, lapses, no history or other factors standard insurers price steeply. Often uses credit lightly or not at all.
Where this term matters
Guides and entries on this site that use the term.
Guide
How to Find Auto Insurers That Don't Check Credit
Where to find auto insurers that do not use credit or weight it lightly—non-standard specialists, telematics-first programmes, pay-per-mile insurers—and how to ask.
Guide
Alternatives When Credit Is Raising Your Premium
Options for drivers whose credit is inflating their premium: life-circumstance exceptions, telematics and pay-per-mile, non-standard insurers, coverage changes and timing.