Glossary term
Telematics (usage-based insurance)
Telematics (usage-based insurance): Pricing based partly on measured driving behaviour via an app or device. Shifts weight away from credit at many insurers.
Where this term matters
Guides and entries on this site that use the term.
Guide
How to Find Auto Insurers That Don't Check Credit
Where to find auto insurers that do not use credit or weight it lightly—non-standard specialists, telematics-first programmes, pay-per-mile insurers—and how to ask.
Guide
Alternatives When Credit Is Raising Your Premium
Options for drivers whose credit is inflating their premium: life-circumstance exceptions, telematics and pay-per-mile, non-standard insurers, coverage changes and timing.
Entry
Telematics Auto Insurance With Bad Credit: How Driving Tracking Can Lower Your Premium
Learn how telematics and usage-based car insurance substitute driving habits for credit scores, helping drivers with poor or thin credit secure lower premiums.