Glossary term
Deductible
Deductible: What you pay before collision or comprehensive pays. Raising it shrinks the premium that credit factors multiply.
Where this term matters
Guides and entries on this site that use the term.
Guide
How to Compare Auto Insurance With Poor or No Credit
A comparison method tuned for credit-sensitive drivers: identical coverage, five quotes including non-standard and usage-based, direct credit questions, and timing around score changes.
Entry
Telematics Auto Insurance With Bad Credit: How Driving Tracking Can Lower Your Premium
Learn how telematics and usage-based car insurance substitute driving habits for credit scores, helping drivers with poor or thin credit secure lower premiums.
Entry
Michigan Auto Insurance Without Credit Checks: State Rules Explained
Understand Michigan's statutory ban on credit scoring under MCL 500.2111, how auto insurance rates are calculated, and how drivers can save on coverage.